The Georgia Fund is a state-funded loan program for water, wastewater, and solid waste infrastructure improvements. Eligible projects include water and sewer lines, treatment plants, pumping stations, wells, water storage tanks and water meters. In addition to infrastructure improvements, GEFA offers low-interest loans for energy-efficiency and renewable energy projects at water and wastewater treatment plants, landfills and municipal solid waste facilities.
Loans are available at a low-interest rate for a maximum of 20 years. Please review the loan program policies (PDF) for information on loan rules and regulations.
Interim Loans - Financing is available for projects that have a definite, permanent source of financing such as a U. S. Department of Agriculture (USDA) Rural Development loan, and are repaid in full at the completion of the project.
Environmental Emergency Loans - Financing is available up to $300,000 for projects that eliminate actual or potential public health hazards or violations of environmental regulations. The project must directly address system needs caused by an event that occurred within the past six months and cannot be a result of a lack of maintenance. The maximum amortization period is 10 years.
Click here to apply for a Georgia Fund loan.
Click here to review loan documents.