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About GEFA

Our History

Since 1985, GEFA has served local governments by providing low-interest loans for water and sewer infrastructure improvements.  In its 22 years, GEFA has approved more than $2 billion to cities, counties and infrastructure authorities.  Maintaining and improving public utilities is a primary goal for community economic development and responsible environmental management.  GEFA helps communities meet those goals by providing easily accessible low-interest loans and grants.  More than 1,300 projects have been funded so far, reaching into all areas of the state for a variety of projects.  GEFA’s mission has expanded to include the same type of financing for solid waste management projects and land conservation purchases and easements.

In 1994, the State Energy Office was attached to GEFA and renamed the Division of Energy Resources. The Division promotes energy efficiency, renewable energy and energy assistance programs to improve environmental quality, stimulate sustainable economic development and strengthen the quality of life for all Georgians.

In 1995, GEFA added the Fuel Storage Tank (FST) Program and the responsibility of upgrading, replacing or closing the state owned fuel storage tanks.  Since then, the FST Program has expanded its scope to provide technical assistance to local governments that are also faced with meeting higher state and federal fuel handling standards and stricter enforcement.

Core Values

Employees are expected to be customer-focused.  Furthermore, it is expected that all employees will demonstrate responsiveness to the needs and expectations of both internal and external customers at all times.

The following values are important to GEFA:

  • Outstanding personalized customer service
  • Maintaining key partnerships between customers and stakeholders
  • Flexible approaches to loans and grants

Programs and Services

GEFA’s programs are all environmentally-focused and include:

  • Low-interest loans to build and/or rehabilitate local water and wastewater facilities
  • Replacement of leaking or substandard state-owned fuel storage tanks
  • Grants to local governments to construct or improve solid waste recycling facilities
  • Loans to build or improve local government operated solid waste facilities (landfills)
  • Grants to non-profit agencies and local governments who do the construction work to improve energy efficiency of the homes of low-income and elderly families
  • Programs to assist state government, local governments, and others to increase the number of alternative fuel vehicles (natural gas, propane, and electric)
  • State Energy Planning
  • Land Conservation Program assistance